Calculate Your Bare Minimum Expenditures
Every now and then I go through an exercise in my head. I will manually calculate how little money I could live off every month. Maybe this is just a thing that high functioning introverts do regularly, but I am betting pretty much everybody on the planet has a similar process in place. It's like how you used to imagine a guy running alongside your car while your parents drove, and you would watch him hop over all the obstacles. Everybody did it, but nobody talks about it.
Essentially what the process boils down to is this: I will ignore my actual expenditures and start from the ground up with the absolute necessities. Along the way I will mentally "trim out" things that I don't need in my fantasy land.
So what you have here is a mental exercise completed. Usually I do not go further in the analysis than I have already done. But this time, I will look hard at the list and think about it. Here's what I come up with:
I would be frieking bored as hell! Even if I went hiking and lifted in my gym every day and went dancing 2x a week I would still be bored. Even with band practice. Even with this website. I would literally have to spend money on something, even if it was an investment of some sort like my flips. Also I could work on my house, but that would cost money too right? Except maybe some basic landscaping stuff.
Then the next thing I think about is well I could definitely work a side job to make this more sustainable like 20 hours a week would be plenty. Then I would have the extra budget and time to really live life!
The funny thing about this thought process is that it always ends up with the same conclusion for me: I would be happier working less and living within my means. I am actually starting to believe this too.
Where does your head take you when you do the minimum budget exercise?