2 Engineers, 1 website.

 

Financial Jiu Jitsu will teach you how to gain leverage in the real world, step by step, until you are confident you no longer need more.

Car induced net worth fluctuations

Car induced net worth fluctuations

For everybody except the super rich, there will exist some span of time when your can't seem to save any money. What comes next is the excuses and mental acrobatics that your brain automatically calls on to try to justify your failure. Ask me how I know. 

I touched on some major short term wealth detractors here in this article. They boiled down to the following:

  1. When you remodel
  2. When you buy a property
  3. When you splurge on yourself

Basically, when I say that sometimes it seems like you can't save any money, it means your liquid account balances stay approximately the same on a month to month basis. This can happen to anybody for any multitude of reasons. I mean, we all have that month when our property taxes become due, or when our 6 month car insurance premium gets auto deducted from the checking account. These things just happen and there is very little anybody can do to avoid it (ref: death and taxes.) Probably the best way for me to make heads or tails of this non-unique situation is to break down common unexpected or frivolous expenses, and rate them based on an arbitrary system I concoct in excel. 

Good and easily justifyable expenses

Good and easily justifyable expenses

Life happens. Don't worry about it too much. This is where an intelligent person spends most of their financial thought time is on issues just like these.

Life happens. Don't worry about it too much. This is where an intelligent person spends most of their financial thought time is on issues just like these.

Don't spend money on these things

Don't spend money on these things

There ya go! I kind of did help you justify some things, but I also sprinkled a lot of self doubt and second guessing in there so you may have to actually *gasp* 

Think

Sorry about that. Don't bother thinking I really did all of it for you already. 

Think very hard

Think very hard

Passive net worth increase of property

Passive net worth increase of property

How I Survived 16 Weeks Without Pay

How I Survived 16 Weeks Without Pay